Inheritance Tax Planning is the process of arranging your estate including property, savings, and other assets so that the burden of tax for your loved ones is minimised. If your estate exceeds certain thresholds, IHT (inheritance tax) can apply at 40%. With careful planning using allowances, exemptions, and tailored strategies, our inheritance tax accountants help protect what you leave behind.
Our inheritance tax services are clear, practical, and built around your personal situation. Whether you have a home, savings, business assets or investments, we aim to help you keep as much as possible for your beneficiaries.
Speak with one of our friendly experts and find out how we can help you save tax, reduce admin and file with HMRC.
Invalid value
Submitting your details indicates that you are happy for dns to contact you about relevant services and offers. You can unsubscribe at any time.
Inheritance Tax (IHT) is the tax charged on someone’s estate (property, money and possessions) after they die. In the UK, the basic tax-free allowance the nil-rate band (NRB) is £325,000 per individual.
If the estate value is above this threshold, inheritance tax at 40% may apply to the portion exceeding the NRB.
But allowances and reliefs exist for example, couples can combine allowances, and there is a residence nil-rate band (RNRB) for a main home left to direct descendants under certain conditions.
With the right planning, many estates can reduce or avoid IHT, preserving more wealth for beneficiaries.
Individual nil‑rate band (NRB)
£325,000 - the amount you can pass on tax-free per individual.
Ried couples / civil partners (combined nrb)
£650,000 - unused NRB from one partner can be transferred to the other.
Residence nil-rate band (RNRB)
Additional allowance of up to £175,000 when a main home is left to direct descendants (children or grandchildren), subject to conditions.
Tax rate above threshold
40% on the value of the estate above allowances (can be reduced to 36% if at least 10% is left to charity).
Share your details in the form below and one of our friendly experts will be in your touch to give you a free consultation
Get the best advice on tax savings, accounting services, payroll, self assessment, VAT and more, whether you want to call us directly, request a call back or chat online with our experts, rest assured that we will always give you the best advice.If you have any questions, or would like to speak to us in person, please do get in touch. We're here to help.
dns accountantsDNS House, 382 Kenton Road,Harrow, Middlesex, HA3 8DP
0333 060 2437
[email protected]
We're proud to be amongst the best accountants in the UK, demonstrated by the number of awards we've won over the years. We're also a top-100 accounting firm.
“I recently started my own company and in need of a good accountant. With my friends reference, I started dns accountancy services and I am a quite satisfied with their service. My account manager Sneha Gurudutta was always responsive and guided me a lot especially during my company early days. Keep u the good work.”
“I have been dns for the last 3 months and I am very happy with the service. My account manager Sneha Gurudutta guided me and helped me with all the major/minor steps with the account setup. The weekend support they provide is really helpful. I would definitely recommend dns to all my friends.”
“Unfortunately my son passed away without leaving any contact name of his accountant. I was able to make contact with the firm through HMRC. The staff were very prompt, caring and supportive in settling his income tax account. I was extremely impressed with the efficient caring and supportive service received from all of dns staff.”
“Been with dns Accountants for more than a year I would highly recommened their services. My account manager Sneha has been very helpful and helped with accounts and queries swiftly always! Having a good accountant means you can fully focus on your business, not worry about accounts and tax matters. Thank you dns :-)”
“I have been extremely satisfied with the service I have been receiving close to past 1 year. Very professional, transparent and helpful. Special mention of my Account Manager Minakshi Arora who made my transition very smooth and always ready to go that extra mile to support and make customer happy. Definitely recommended.”
“I've recently set up a Ltd. Company and signed up with dns for my accounting services. I've found it very good value for money and hugely helpful in terms of advice and guidance. I have a named Account Manager, Sneha Gurudutta, who keeps in contact with me and offers advice on line and on the phone... I'm really pleased with the service.”
Got questions?
An inheritance tax accountant can advise you on several tax-saving opportunities with IHT. Due to the complexity of this tax, it is essential to understand it better. By this, you can make it easy for your estate and will not be considered a burden.
Yes, a financial advisor can help you minimize your inheritance tax bill. There are several ways to save or reduce your inheritance tax that an advisor can suggest to you better.
Yes, there are several ways to avoid inheritance tax. A few of them are here which you can use to avoid and pay less inheritance tax:
Yes, you can put your house in your children’s name to avoid inheritance tax with some terms and conditions. If you give away your house to your children and live for at least seven years afterwards, no inheritance tax will be applicable. If you die within these seven years, inheritance tax will be paid according to the sliding scale. Consult with Inheritance Tax Accountants to know more in detail.
There are a few circumstances when HM Revenue and Customs (HMRC) will contact you if you are due for any inheritance tax. If
Limited time only!
Say Goodbye to Bookkeeping Hassles: Nomi offers Free Receipt Processing and big savings!
We are using cookies to give you the best experience on our website. By accepting, you agree to our cookies policy.
Small Business
Business Start Up
Contractors
Freelancers
Landlords
Sole Trader
Construction Industry
Accounting
Bookkeeping
Payroll/Auto enrolment
Self-Assessment
VAT Returns
Year End Accounts
Accounting Software
Tax Advisory
Find a Professional
Business Recovery & Company Closures
IR35 Review
R & D Tax Credit
Seed Enterprise Investment Scheme (EIS/SEIS)
Tax Planning
Special Purpose Vehicle SPV
Corporate Advisory
Business Support Services
Business Insurance
Business Plan
Management Accounts
Company Formation
Tax Investigation Cover
HR and H&S services
Free accounting software
Virtual finance office
Our Story
Achievements
Charities
Careers
Reviews
Blogs
Webinars
Case Studies
Newsletters